international health insurance and expatriate health insurance

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apply healthihi Bupa Travel Insurance

The IHI Travel Insurance plan provides coverage for:

  • Single Trip - coverage for single trips up to 12 months in length
  • Annual Travel - coverage throughout the year for multiple trips no longer than 30 days

The plan provides a base coverage with the option to add non-medical options and trip cancellation coverage:

 

Base Coverage

  USD EUR CHF GBP
Maximum cover per person per trip Unlimited Unlimited Unlimited Unlimited
Hospitalisation 100% 100% 100% 100%
Outpatient treatment by a doctor/specialist 100% 100% 100% 100%
Prescribed medicines 100% 100% 100% 100%
Prescribed treatment by a physiotherapist/
chiropractor
2,500 2,000 3,400 1,375
Provisional pain-stilling dental treatment 300 250 400 165
Ambulance transportation 100% 100% 100% 100%
Medical Evacuation/Repatriation 100% 100% 100% 100%
Evacuation  100% 100% 100% 100%
Return Trip     100% 100% 100% 100%
Compassionate Emergency Repatriation 100% 100% 100% 100%
Next-of-Kin Accompaniment 100% 100% 100% 100%
Compassionate Emergency Visit 100% 100% 100% 100%
Board, lodging and local transport for a person
summoned or accompanying the insured, per
person per day
300 250 400 165

Statutory arrangements in case of death

100% 100% 100% 100%
Home transportation of the deceased 100% 100% 100% 100%

Non-Medical Optional Module

  USD EUR CHF GBP

Personal accident - death and disability

75,000

55,000

83,000

42,000

Baggage - theft, loss or damage 2,000 1,500 2,200 1,100

Loss of passport and/or cash

200 150 220 110
Baggage delay 500 350 550 280

Personal liability – property damage

500,000 360,000 550,000 280,000

Personal liability - bodily injury

1,000,000 715,000 1,100,000 550,000
Flight delay 500
per day 100
350
per day 70
550
per day 110
280
per day 60
Hospital daily benefit 2,000
per day 50
1,450
per day 35
2,200
per day 60
1,100
per day 30
Security and legal assistance 10,000 7,200 11,100 5,500

Trip Cancellation Optional Module

  USD EUR CHF GBP

Single Trip

2,000

1,450

2,200

1,100

Annual - per trip 1,500 1,500 1,650 850

 

With an IHI Annual Travel plan in your pocket, you are guaranteed the following advantages:

  • ihi Bupa’s own Medical Centre (24-hour emergency service).
  • Direct payment of all hospital bills.
  • Access to our medical consultants.
  • Free choice of doctors and hospitals.
  • Full cover with no deductible.
  • Professional and efficient reimbursement service.
  • Worldwide cover during all types of travel: leisure, study and business.
  • No restrictions on hazardous sports or occupations (except motorsports).
  • Free cover of children under the age of two.
  • Even accidents resulting from terrorist acts are covered.
  • With our annual travel option you get access to your personal website myPage on www.ihi.com where you will find your policy documents, recent claims and health and wellbeing services.